Answer:
B. lender
d. prequalified
Explanation:
Mortgage brokering can be defined as a process which typically involves a mortgage broker acting as an intermediary between a financial institution (mortgage bank) offering loans and an individual that seeks to collect a loan.
Generally, all financial assets or securities can be securitized i.e turned into a tradable item that can be used to generate money for a potential investor or the owner of the financial asset. For example, a mortgage backed security can be used as securitization.
In the home-buying process, sellers usually require the buyer to present a mortgage pre-qualification in order to have an estimate of their financial capacity to buy a house. This qualification or approval determines the amount of money a lender can lend to a home-buyer who wishes to buy a house.
Additionally, some of the requirements to obtain a pre-qualification letter from a lender includes employment status, good credit score, proof of income and assets, etc.
In this scenario, Mischa wants to buy a home. She has looked at the housing market. Now she needs to find a lender to become prequalified for a mortgage. By doing so, Mischa will know how much she has to spend on a house.
Every year, the boss at a local company hosts an event at which individual employees are publicly recognized for outstanding work. This way of motivating workers is known as which of the following? A a nonmonetary incentive B an annual bonus C a marginal benefit D an opportunity cost
Answer:
A. a nonmonetary incentive
Explanation:
Non-monetary incentives are ways other than monetary or cash gifts of compensating employees for performing excellently within the organization. Giving of public awards, a sit-out with a boss, or letters of commendation are examples of non-monetary incentives that can be given to employees.
Employees tend to remember these rewards for a longer time because it boosts their confidence and mental disposition. It is important to provide these incentives as it motivates employees to work harder at their jobs.
Suppose the average income of students as $100 per day with a standard deviation of $10 now a student is selected at random and the main income is $100 what is the value
Answer:
The answer is below
Explanation:
Suppose the average income of students is $100 per day with a standard deviation of $10 now a student selected at random and the main income is $100 what percentage of student incomes is below $100
Solution:
The z score is a score used in statistics to determine by how many standard deviations the raw score is above or below the mean score. If the raw score is above the mean score then the z score is positive while if the raw score is below the mean score the z score is negative.
The z score is given by:
[tex]z=\frac{x-\mu}{\sigma} \\\\for\ a\ sample\ size(n)\ \\\\z=\frac{x-\mu}{\sigma/\sqrt{n} }[/tex]
Where μ is the mean, σ is the standard deviation and x the raw score.
Given that μ = 100, σ = 10. Hence:
For x < 100:
[tex]z=\frac{x-\mu}{\sigma} =\frac{100-100}{10} =0\\\\[/tex]
From the normal distribution table, P(x < 100) = P(z < 0) = 0.5 = 50%
A manager who is reactive and works hard to address problems after they occur is known as a . (a) problem seeker (b) problem avoider (c) problem solver (d) problem manager
Answer:
(c) problem solver
Explanation:
A manager can be defined as an individual who is saddled with the responsibility of providing guidance, support, supervision, administrative control, as well as acting as a role model or example to the employees working in an organization by being morally upright.
Generally, managers are typically involved in taking up leadership roles and as such are expected to be build a strong relationship between their employees or subordinates by creating a fair ground for effective communication and sharing of resources and information. Also, they are required to engage their staff members (entire workforce) in the most efficient and effective manner.
Hence, a manager who is reactive and works hard to address problems after they occur is known as a problem solver.
This ultimately implies that, a problem solver proffer solutions to a problem after it has occurred already. Problem solver are reactive rather than being proactive by preventing or mitigating the possibility of a problem arising.
All of the following statements regarding vertical analysis are true except a.in a vertical analysis of a balance sheet, each asset item is stated as a percent of total assets b.in a vertical analysis of an income statement, each item is stated as a percent of total expenses c.vertical analysis may be prepared for several periods to analyze changes in relationships over time d.major differences between a company’s vertical analysis and industry averages should be investigated
Answer:
Option b. is correct
Explanation:
Vertical analysis is a technique used to analyze the financial statements in which each item is listed as a percentage of the base figure.
All of the following statements regarding vertical analysis are true except in a vertical analysis of an income statement, each item is stated as a percent of total expenses.
So,
Option b. is correct
Give an example of any factor that influence the size of the multiplier
Answer:
The size of the multiplier depends upon household's marginal decisions to spend, called the marginal propensity to consume (mpc), or to save, called the marginal propensity to save (mps). It is important to remember that when income is spent, this spending becomes someone else's income, and so o
Explanation:
If mpt = 0.4, mpm =0.3 and mps = 0.1.
Then mpw = 0.8. The marginal propensity to consume is 0.2.
Therefore, the multiplier effect will be 1/0.8 = 1.25.
2 Nov 2019
Answer:
Explanation:
Changes in the size of the leakages—a change in the marginal propensity to save, the tax rate, or the marginal propensity to import—will change the size of the multiplier.
[ANSWERED] Complete the sentence about a presentation delivery method.
A(n) ____ allows you to transmit your presentations over the Internet using ____.
A WEBCAST allows you to transmit your presentations over the Internet using STREAMING TECHNOLOGY.
lmk if this works
Answer:
Explanation:
A Presentation software allows you to transmit your presentation over the internet using CDs
Answer:
A WEBCAST allows you to transmit your presentations over the Internet using STREAMING TECHNOLOGY.
Explanation:
Gidgits Galore has been busy during this lesson continuing its expansion plans throughout the United States. After all, everyone must have a gidgit, the "must-have" gadget! Gidgits Galore has opened up stores in ten new states, hired hundreds of new employees, built two additional factories, and started an advertising campaign that has caught the US by storm! Its expansion has been featured in news magazines across the country. But Gidgits Galore has encountered a few problems and needs some advice.
Gidgits Galore is concerned about hiring employees from other countries whose language skills may not be proficient and is considering hiring only native English speakers. Is this a good idea?
Yes
No
Answer:
No
Explanation:
Edge 2021
Speaking English opens opportunities in both your professional and personal life. No, employing only native speakers is not a good idea.
How does English improve one's chances of getting a job?Speaking English opens up a plethora of new opportunities in both your professional and personal life. Employers will see that you've learned a foreign language, such as English, and that you're dedicated and have a work/study ethic. It also demonstrates that you are a dedicated and hardworking individual.
Gidgits Galore is concerned about hiring employees from other countries whose language skills may be inadequate and is considering only hiring native English speakers., it is not a good idea.
Therefore, the above explanation aptly explains the scenario.
Learn more about the importance of English for getting a job here:
https://brainly.com/question/15070883
what are the factor that you need to answer your and selective attention invertors?.elaborate your answer...
links are not allowed
In a five-year time period, Jonah's organization has grown from a one-man motorcycle repair shop to a custom bike manufacturing/assembly and rebuild business employing 32 mechanics and technicians. Due to Jonah's difficulty in delegating responsibility, he makes almost all business and design/technical decisions. As a result, he is working 80 hours per week, and the business has stopped expanding, and is suffering a turnover problem. Jonah's business is a(n) ______________ organization.
Answer: centralized organization
Explanation:
Since Jonah makes almost all business and design/technical decisions, then the business is a centralized organization.
A centralized organization simply refers to an organization whereby the decisions are handled at the top level. In this case, since Jonah owns the company, he handles every decision, therefore it's a centralized organization as it's hierarchical.
A document that tracks a company's income and expenses is referred to as
A. an income sheet
B. a balance sheet
C. a purchase order
D. a budget
Answer:
A
Explanation:
Answer:
An income sheet.
Explanation:
Division P of Launch Corporation has the capacity for making 78,500 wheel sets per year and regularly sells 63,500 each year on the outside market. The regular sales price is $135 per wheel set, and the variable production cost per unit is $93. Division Q of Launch Corporation currently buys 33,500 wheel sets (of the kind made by Division P) yearly from an outside supplier at a price of $125 per wheel set. If Division Q were to buy the 33,500 wheel sets it needs annually from Division P at $115 per wheel set, the change in annual net operating income for the company as a whole, compared to what it is currently, would be:
Answer:
$295,000
Explanation:
Calculation to determine what the change in annual net operating income for the company as a whole, compared to what it is currently, would be:
Price paid by Division Q for 33,500 wheel sets: $4,187,500
(33,500*$125 per)
Less: Cost for Division P to produce 33,500 wheel sets × $93 per wheel set ($3,115,500)
Less: Lost profit for Division P to cut back sales to the outside ($777,000)
[($135 per wheel set − $93 per wheel set) × ( 78,500 wheel-63,500-33,500=18,500wheel sets):
Change in net annual operating income for the company as a whole $295,000
($4,187,500-$3,115,500-$777,000)
Therefore the change in annual net operating income for the company as a whole, compared to what it is currently, would be:$295,000
do you still have to pay the PS plus even though you have Auto-renew off?
Answer:
if u want to
Explanation:
List and explain 10 Personal Finance Strategies.
Answer:
Explanation:Devise a budget. A budget is essential to living within your means and saving enough to meet your long-term goals. ...
Create an emergency fund. ...
Limit debt. ...
Use credit cards wisely. ...
Monitor your credit score. ...
Consider your family. ...
Pay off student loans. ...
Plan (and save) for retirement.
The mean annual wage of copywriters exceeds that of editors.
True
False
Answer:
True
Explanation:
Compare these two sections of resumes. Which is more appropriate? a. - Completed nine-hour training course • Ran simulation software, • Used test probe to test over one hundred parts - Started a test plan document. b. Completed nine-hour training course • Ran simulation software • Used test probe to test over one hundred parts • Started a test plan document JURG Fil, Ir. Ob a
Answer:
the second one
Explanation:
Choose the correct definition for employee internet portal: Multiple Choice A web-based application wherein employees can modify certain payroll-related information. Governs accounting for firms with federal government contracts in excess of $2,000. A way for governmental agencies to track the payroll associated with a government contract. A record of the time worked during a period for an individual employee. Examples of companies used for outsourcing payroll processing.
Answer:
A web-based application wherein employees can modify certain payroll related information
Explanation:
Employee Portal can be regarded as
Web-based portal which gives enablement to employees to access
payroll information pertaining to them using internet.
A debit in the T-Account for 'Cash' may be balanced by a credit in which of the following?
A. Equipment
B. Inventory
C. Accounts Payable
D. All of the Above
Answer:
B
Explanation:
Sometimes people are not aware that their personal information is being gathered. This is
o the purpose of data analysis
O a key ethical issue
o the main benefit of using data mining
O one of the data-mining techniques
Answer:
O a key ethical issue
Explanation:
In the process of gathering data for analysis, it is very important that certain ethical standards are adhered to. One of these very important ethical requirements is making sure that there is consent from the individuals whose data is to be used. Individuals have a right to their privacy. Using data or information about them for whatever purpose without them approving of it is a breach of privacy and might incur lawsuits if they get to know about that.
To prevent such issues from arising, the intent of the analyst should be clearly disclosed and the approval of the informant obtained.
THESE ANSWQERS I AM ASKING RE ALL CORRECT., THESE ARE FOR YOU
The steps in an indirect message include which of these? *
4/4
The buffer
The apology
The Rationale
A good will attempt
The bad news
In an indirect message, the actual bad news should be given in which paragraph? *
1/1
First
Second
Third
Fourth
Make sure your entire message is as negative as possible so you don't give the person receiving the message mixed signals. *
1/1
True
False
When providing reasons for the bad news, which of the following are things you need to consider? *
2/2
What date will you deliver the bad news?
Who is the message intended for?
How severe is the message?
Will giving the bad news cause problems for you?
When giving an explanation for the bad news, which of these are things should you NOT do? *
1/1
Explain company policy
Be as vague as possible
Give the complete explanation before the bad news, don't split it.
Be clear and logical
Severe or life-changing bad news should be given face-to-face. *
1/1
True
False
Which of the following is the best wording to use in a bad news message? *
1/1
We regret that the beds have failed and will be discontinued and recalled but we will not be taking the beds back or replacing the beds.
The beds have been discontinued and recalled but there will be no returns accepted or replacements offered.
Unfortunately, the beds will be discontinued and recalled with no refunds, returns or replacements offered.
The beds have been discontinued and recalled and we are unable to offer refunds, returns or replacements.
Offering a coupon or some other alternative might help cushion bad news for customers and keep good will for the company. *
1/1
True
False
Repeat the bad news in your closing to be sure the message was received. *
1/1
True
False
In giving the bad news, make sure you mention all the impacts to the company. *
1/1
True
False
If there are benefits to the reader/receiver of the bad news message, mestion them but do NOT make any up. *
1/1
True
False
Answer:
number 1
The buffer The Rationale, A good will attempt, and the bad news.
Number 2= Second
Number 3= False
Number 4= Who is the message intended for and How severe is the message
Number 5= Be as vague as possible
Number 6= True
Number 7= The Beds have been discounted and recalled but there will be no returns accepted or replacements OFFERED
Number 8= True
Number 9= False
Number 10= False
Number 11=True
Explanation:
AI Motors, a manufacturer of self-driving delivery trucks, is working on developing its next-generation electric vehicles. It has decided on a strategy of focusing on a narrow buyer segment and outcompeting rivals by offering buyers customized autonomous, self-driving electric vehicles at a lower cost than rivals. What basic strategic approach has AI Motors decided upon
Answer: best cost strategy
Explanation:
The basic strategic approach that AI Motors decided upon is referred to as best cost strategy.
Best-cost strategy is used when companies offer their customers better value for money through the focus on making a difference to their product and also offering a low cost.
In this situation, Al Motors used the best cost strategy which helps in keeping its prices lower than others and also making its vehicle unique from others.
Trade policies Group of answer choices alter the trade balance because they alter imports of the country that implemented them. alter the trade balance because they alter net capital outflow of the country that implemented them. do not alter the trade balance because they cannot alter the national saving or domestic investment of the country that implements them. do not alter the trade balance because they cannot alter the real exchange rate of the currency of the country that implements them.
Answer:
do not alter the trade balance because they cannot alter the national saving or domestic investment of the country that implements them.
Explanation:
Trade policy explains rules, regulations, and standards that are relevant to trade relations between two countries. Trade policy is also called the Commercial policy.
Trade policies do not alter the trade balance because they cannot alter the national saving or domestic investment of the country that implements them.
In which of the following professions did the top 10% of earners make less than $100,000 in 2012?
A. Graphic designers
B. Copywriters
C. Market research analysts
D. Advertising sales agents
Oracle, a firm that sells commercial ERP and database products, provides Linux for free, selling high-margin Linux support contracts for as much as five hundred thousand dollars. Oracle's motivation for this lies in: Group of answer choices accelerating the shift of open source software towards a proprietary regime. impoverishing other open source developers and furthering its own proprietary offerings. protecting itself from the risks of distributing code while unaware of legal implications. using open source software to fuel sales of hardware. using open source software to wean customers away from competitors.
Answer: using open source software to wean customers away from competitors.
Explanation:
From the question, we are provided the information that Oracle, a firm that sells commercial ERP and database products, provides Linux for free.
Based on other information given in the question, we can infer that Oracle's motivation for this lies in using open source software to wean customers away from competitors.
Since Linux is being provided free by Oracle, this is a way of moving customers towards the company and away from other competitors.
Monroe Corporation manufactures modern and antique clocks. Monroe's total overhead costs consist of assembly costs and inspection costs. The following information is available: Cost Antique Modern Total Cost Assembly 3,600 mach. hours 1,200 mach. hours $168,000 Inspections 600 200 $80,000 4,500 labor hours 4,000 labor hours Monroe is considering switching from one overhead rate based on labor hours to activity-based costing. Using activity-based costing, how much of the assembly cost is assigned to the modern clocks
Answer: $42,000
Explanation:
The total cost of Assembly is $168,000.
This is for the machine hours spent on both Antique and Modern clocks of:
= 3,600 + 1,200
= 4,800 hours
Modern clocks assembly costs would be:
= Modern clock machine hours / Total machine hours on assembly * Cost of assembly
= 1,200 / 4,800 * 168,000
= $42,000
How will $9.82 in change be given from a $20.00 bill?
$10 bill__
$5 bill__
$1 bill__
Quarter__
Dime__
Nickel__
Penny__
answer choices for the blanks are 0, 1, 2, 3, 4
Answer:
1 $10 bill
1 Dime
1 Nickel
3 Pennies.
Explanation:
what is meant by net operating surplus
Answer: See explanation
Explanation:
Net operating surplus is the balance that shows how income is allocated between production factors and the government sector. It measures the yield from the factors of production like the land, the capital and labour in the income account.
It is also referred to as the difference between the gross operating surplus and the capital consumption which is fixed.
Respond with Social media accounts
Ask the question more specifically, and I will edit this answer and give you the answer.
BET SAY LESS nrg_samfortnite or
XxSheLuvMeXx
Describe how having a financial plan will help you earn and save money while moving forward with academic and career goals.
Answer:
having a financial plan means finding a job and preparing to use half of your income or money earned from that job and save the other half , doing this every time you are a looking to get paid will increase your savings and then you would be able to use that savings for furthering your education so you can get access to study jobs that will help you to understand the career you wish to pursue
describe the actual business cycle
Answer:
A business cycle includes the following:
1. Recession
2. Trough
3. Recovery
4. Expansion
Explanation:
A business cycle includes the following:
1. Recession
2. Trough
3. Recovery
4. Expansion
The characteristics of the expansion areas follows:
1. Economic Growth
2. Upward pressure on prices
A business cycle affects various sectors of a firm and an economy.
A business cycle refers to a tool that can be utilized to analyze the economy to make various financial decisions.
Which theory states that a country should export those products that it
produces most efficiently and import from other countries products that it
cannot produce efficiently?
A.comparative advantage
B.domestic trade
C.free economic exchange
D.absolute advantage
Answer:
A: Comparative advantage
Explanation:
The reason the answer is Comparative advantage is because if you were to look up the defination of said word you would get the ability of an individual or group to carry out a particular economic activity (such as making a specific product) more efficiently than another activity.
smilebassett :
A.comparative advantage
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