A Federal Housing Administration loan, also known as an FHA loan, frequently permits you to purchase a home with less limitations.
Which lenders are the simplest to be accepted by?The loans that are most likely to be accepted for include payday loans, auto title loans, loans from pawn shops, and personal installment loans. All of these short-term financial choices are available to individuals with bad credit. Many of these options are designed to help borrowers who need rapid cash in an emergency.
If you make a greater down payment, you'll probably be able to get a better mortgage arrangement. Lenders will consider a number of factors when calculating your loan-to-value (LTV) ratio, which is essentially the amount of the mortgage relative to the value of the property and is expressed as a percentage.
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What does it say on the Declaration of Independence?
Resolution of Independence is the most significant and sensational assertion that approaches the end: "These Unified Provinces are, and of Right should be Free and Autonomous States." It pronounces a total break with England and its Top dog and claims the powers of a free country.
We hold these insights to be obvious, that all men are made equivalent, that they are supplied by their Maker with specific unalienable Privileges, that among these are Life, Freedom, and the quest for Joy.- - That to get these privileges, States are organized among Men, inferring they're simply controls.
The last section, starting with "We, in this way, the Delegates of the US of America," attests that the 13 settlements are free and autonomous states. It breaks all binds between the English government and individuals.
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What was the stated objective for the 2001 US invasion of Afghanistan?
The stated objective for the 2001 US invasion of Afghanistan was to dismantle the terrorist network of al-Qaeda, remove the Taliban from power, and provide a secure environment for the reconstruction of the Afghan state.
The Justified US Invasion of Afghanistan in 2001The 2001 US invasion of Afghanistan was a justified response to the terrorist attacks of September 11, 2001. The attacks, which had been planned and coordinated by al-Qaeda, killed nearly 3,000 people in the United States and demonstrated the group's capability to launch devastating attacks against the US.
The US government determined that dismantling al-Qaeda's terrorist network and removing the Taliban from power in Afghanistan was necessary in order to prevent further attacks and secure the safety of US citizens.
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which statement about the stability of children's iq scores is correct? group of answer choices many children show little or no fluctuation in their iq scores over their life spans. younger children often seem more intelligent than they are, and iq scores on later tests typically fluctuate downward to a more accurate, stable level. iq scores do not fluctuate as a result of stresses, such as parental divorce, change in schools, or birth of a sibling. iq scores are quite stable, with correlations between year-to-year iq scores in middle childhood typically in the range of .80.
The stability of children's IQ scores is correct is IQ scores are quite stable with correlations between year-to-year IQ .
Hence, Option E is correct
A combination of standardized tests or subtests used to measure human intelligence can be combined to create an intelligence quotient.The majority of results (68%) are within one standard deviation of the mean (that is, between 85 and 115). This indicates that the average result is within plus or minus 15 points for almost 70% of test takers.On various IQ tests, a score of 100 is thought to represent the average IQ.It is noteworthy that the average IQ ranges from 85 to 115. A score of over 140 is considered genius level, meanwhile.To know more about IQ here
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How did the Catholic Church feel about slavery?
By the 1800s, there was a fair amount of agreement within the Catholic Church that chattel slavery should be condemned and abolished.
What part did religion play in slavery?Christianity & slavery are considered to be incompatible in the modern world. However, during the majority of Christian history, most people did not see any problem between preserving one's faith and owning or dealing in slaves. The Bible was itself frequently used to defend slavery during the first century till the Civil War.
The Catholic Church first forbade slavery when?Pope Benedict XIV issued the papal bull "Immensa" on December 22, 1741, protesting the enslavement of native Americans and other nations. In supremo apostolatus, a bull by Pope Gregory XVI published in 1839, he also denounced slavery as being incompatible with human dignity.
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oscar is being treated for depression. his therapist, annalise, encourages him to notice his unpleasant thoughts and feelings without trying to avoid them or judge them. she then encourages him to meditate daily. this is likely an example of:
Oscar is being treated for depression. his therapist, annalise, encourages him to notice his unpleasant thoughts and feelings without trying to avoid them or judge them. she then encourages him to meditate daily. this is likely an example of:
a. mindfulness based therapy
What is mindfulness based therapy?Moment-by-moment awareness of one's experiences, such as paying attentive attention to breathing, noises, physical sensations, inner feelings and thoughts, and our responses to certain events, are all examples of mindfulness.
Formal meditation techniques include sitting meditation, mindful movement (such as moderate yoga poses and walking meditation), and the body scan, which encourages people to pay attention to their physical sensations deliberately beginning with their feet and working their way up to their head and neck.
Therefore Oscar's situation is said to be treated by mindfulness based therapy
complete question
Oscar is being treated for depression. His therapist, Annalise, encourages him to notice his unpleasant thoughts and feelings without trying to avoid them or judge them. She then encourages him to meditate daily. This is likely an example of:
Question options:
a)
mindfulness based therapy
b)
behavioral therapy
c)
client-centered therapy
d)
cognitive behavioral therapy
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What is the role of the Department of Homeland Security when was it created and by which President?
President George W. Bush established the Office of Homeland Security in the wake of the September 11 attacks in 2001 to coordinate counterterrorism efforts by federal, state, and local agencies. He also established the Homeland Security Council to provide the president with advice on homeland security-related issues.
Eleven days after the terrorist assault on September 11, 2001, President George W. Bush established the Office of Homeland Security. The Department of Homeland Security (DHS) oversees the movement of people and goods into and out of the United States as well as the protection of our nation's borders. Bush established the White House Office of Homeland Security immediately after the catastrophe in an effort to revamp the country's security, intelligence, and emergency response systems to stop additional killing on American soil. The Agency of Homeland Security officially opened its doors in November 2002 after the Homeland Security Act was passed by Congress, creating it as a separate Cabinet-level department to further coordinate and streamline national homeland security initiatives.
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which of the following is true about selective/elective mutism? select one: a. it is the refusal to speak in one or more settings or situations, despite the ability to speak b. it is defined as the sudden loss of speech and the ability to speak c. if may be seen in severe forms of social anxiety/social phobia. d. a and c e. b and c
According to the research, the correct answer is Option A. Selective/elective mutism is the refusal to speak in one or more settings or situations, despite the ability to speak.
What is elective mutism?It is a permanent or temporary absence of language in a person who had previously acquired it.
In this sense, people who suffer from it remain silent in certain situations; the causes of this silence can be various and are activated voluntarily or as a consequence of a condition.
Therefore, we can conclude that according to the research, elective mutism is a disorder that occurs due to psychological causes that lead the subject to take refuge in muteness.
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Which of the following possible actions best illustrates a way Congress interacts with the bureaucracy to address the problem shown in the infographic?
Congress could raise money through gasoline taxes to address the issues shown in the infographic.
Congress could request that an iron triangle be formed to ensure that all bureaucratic solutions are heard prior to taking action.
Congress could remove the members of the cabinet who work on issues related to transportation.
Congress could have members of the Department of Transportation testify before a committee to discuss the issue and potential solutions.
Congress could raise money through gasoline taxes to address the issues shown in the infographic.
How do the government and Congress interact?Direct control over the bureaucracy is exercised by both Congress and the president through hearings, nominations, and budgetary allocations. By voting and using the Freedom of Information Act (FOIA), citizens can exercise their right to oversight.Congress utilizes open hearings to keep an eye on administrative conduct. In some cases, Congress can also exert influence over the bureaucracy by revising the law and making changes to the budget in order to provide those charged with carrying out its policies more guidance.By collaborating with the federal judicial branch to bring charges against people and organizations receiving unlawful payments, Congress may make the bureaucracy answerable.To learn more about Congress refer to:
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What is the symbol used in legal documents?
Answer: The answer is A
Explanation:
What are the two types of political action committees?
Political action committees (PACs) include separate segregated funds (SSFs), non-connected groups, and super PACs.
SSFs are political organisations that are created and run by businesses, labour unions, membership groups, or trade associations. Only those affiliated to a related or sponsoring organisation may make a gift to these committees.
Contrarily, non-connected committees are allowed to ask for donations from the general public since, as their name implies, they are not affiliated with or sponsored by any of the aforementioned organisations.
Super PACs (political groups with independent spending solely) and hybrid PACs (political committees with non-contribution accounts)
In order to finance independent expenditures and other independent political action, super PACs (independent expenditure only political committees) are groups that may accept an unlimited amount of contributions from people, businesses, labour organisations, and other PACs.
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Why do the Spanish colonies believe that enslaving Africans is a necessity?
Gold, silver, and other goods are taken from New Spain. The king receives one fourth of all profits. When gold and silver were once abundantly available in the open, they no longer are and must now be mined.
How many Africans were enslaved?The Trans-Atlantic Slave Trade Encyclopedia estimates that 12.5 million Africans were transported to the New World between 1525 and 1866, over the whole period of the slave traffic to the New World. 10.7 million people disembarked in Canada, the Caribbean, and South America after surviving the feared Middle Passage.
Why did Britain make Africa its slave?Africans were sold into slavery in Britain on the grounds that they were primitive savages devoid of morality, religion, and, according to a few "observers" and academics, even a vocabulary; they would develop civilization on the estates.
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What is traditional culture and example?
Tribes or other small groups of people with traditional cultures are those who have not been impacted by technology or the modern world.
It's possible that the majority of these tribes exist in isolated regions with minimal interaction with the outside world. The upper Amazonian areas of South America and Papua New Guinea, where there are tribes who have had little to no exposure to the modern world and still maintain their antiquated cultural concepts and abilities, are where some of the most extreme instances of traditional cultures may now be found.
The Huaorani people are an example of traditional culture; they are an indigenous group residing in the Ecuadorian Amazon, close to the Peruvian border. The Huaorani live a primarily traditional lifestyle in a jungle setting where they have access to food, healthcare, and shelter.
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what is a negative effect of being able to experience the same things worldwide through modern technology? qizlet
Traditional cultures can be diluted by shared experiences. There is now more time for studying and learning. Online instruction is accessible, albeit just for an expense.
What is the most significant negative effect that technology has had on our society and culture?Mobile devices and social media may cause physical and mental problems like eye strain and difficulty concentrating on important tasks. They might also play a role in more serious health issues like depression. Children and adolescents may be particularly affected by excessive use of technology.
What effects does technology have?It has both beneficial and detrimental effects. Some of them are expanding fulfillment, better correspondence channels, taking out topographical limits and a few negatives are weight, medical problems, rest issues, and so forth.
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What is an example of judicial review quizlet?
An example of an application for judicial review is a tenant appealing to review an order decided by a Dispute Resolution Officer of the Residential Tenancy Board, for example, advocating a notice that the landlord has stated to the tenant to leave the premises.
What is judicial review?Judicial review is the capability of the courts of a country to check the actions of the legislative, executive, and administrative sections of the government and to determine whether the actions are compatible with the constitution.
The main function of judicial review is to review the acts of the executive branch and the laws of the Congress in behalf of the Constitution, with the possibility that it will rule them to be unconstitutional. The Supreme Court can examine the state and local governments with this ability as well.
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What war fought for women's rights?
Based on a historical perspective, the war that fought for women's rights is Word War I.
How world war I was about women's rights.World War I was fought between 28 Jul 1914 – 11 Nov 1918 and was started following the assassination of Archduke Franz Ferdinand of Austria.
However, during the war, the industrial demands of modern war meant that women shifted into the labor force and contributed to the war effort on the home front.
Also, during this war period, women were able to achieve many things for them, particularly in terms of having rights in society.
Some of the women's rights that came during World War I are the following:Women got the right to vote in Canada in 1917, in Britain, Germany, and Also, women got the right to vote in Poland in 1918, and Women also got the right to vote in Austria and the Netherlands in 1919.Hence, in this case, it is concluded that the correct answer is World War I.
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Did Schenck win or lose his case?
The Espionage Act did not violate the First Amendment, the Supreme Court determined in upholding Schenck's conviction. Schenck was accordingly convicted to be responsible for all of the accusations.
What was the scope of Schenck's defense?Charles Schenck and Elizabeth Baer, socialists, published pamphlets during World War I claiming that the draft violated the still-in-force ban on slavery imposed by the Thirteenth Amendment. Inciting opposition to the draft, the flyers just encouraged nonviolent protest.
On January 9, 1919, the Supreme Court heard oral arguments before reaching the conclusion that speech that poses a "clear and present danger" is not protected by the First Amendment. This ruling exemplifies how the Supreme Court frequently sacrifices individual liberty in favor of societal order when interpreting the First Amendment. Schenck was accused of plotting to violate the Espionage Act of 1917 by attempting to cause insubordination in the military and to obstruct recruitment.
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Nominal gross domestic product measures the dollar value of:
the final goods and services that are produce during a fixed period of time.
Nominal gross domestic product measures the dollar value of the final goods and services that are produce during a fixed period of time.
The total dollar worth of all final goods produced inside a country's boundaries over a certain time period is the nominal gross domestic product (GDP). The nominal gross domestic product (GDP) of an economy is calculated using the country's current dollar worth of its finished goods and services. It includes price increases resulting from inflation or an economic uptick since it is a measure that uses the current dollar value. Therefore, because the prices of finished goods and services are inflated, it does not provide a fair indication of the performance of an economy. The term "cash on hand" refers to money that is maintained by people, businesses, and even the government in order to make purchases of products and services. Due to the fact that gross domestic product GDP takes inflation into account, it varies directly with it. Inflation would increase if gross domestic product GDP increased, for example, and consumers would need more money to be able to purchase the now-expensive products and services. There is a rise in the need for money from transactions. The opposite is also true, demonstrating that the demand for money in transactions does actually vary with nominal GDP.
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A support agent should aim to use language that is ____ the language level that the user uses.
a. slightly above
b. at the same level as
c. slightly below
d. none of the above
A support agent should aim to use language that is: C. slightly below the language level that the user uses.
Who is a support agent?A support agent can be defined as the person who help to provide support to a company customers by providing adequate information and responding to customers needs and inquiring about a product.
A support agent should endeavor to make use of language that customers will tend to understand when communicating with customers .
Therefore the correct option is C.
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Identifying Cause and Effect What were the causes and effects of the Telecommunications Act of 1996?
The measure drastically lowered restrictions on cross-ownership and media concentration Telecommunications Act of 1996.
Deregulation reduced competition and made it possible for businesses like Time Warner and Viacom to acquire several media outlets in local communities. The Act changes local radio ownership restrictions and repeals a national ownership cap for radio stations that the FCC had imposed. The Act increases television station ownership's share of the national audience from 25% to 35%. The Telecommunications Act of 1996 tightened the restrictions on station ownership, and subsequent revisions have also strengthened those restrictions and loosened the regulations on cross-ownership of media companies. These changes, though, have not been without debate. To encourage competition and cut back on regulations to ensure American consumers receive services at cheaper costs and of higher quality consumers of telecommunications services and promote the quick adoption of innovative telecommunications technology.
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How does the theme, plot, and characters in a literary tale reflect a culture’s customs and traditions?
Studying and analyzing various civilizations' worldviews while examining cultural continuity and change through time and space are all parts of the emphasis in literature, culture, and tradition.
How does the theme, plot, and characters in a literary tale reflect a culture’s customs and traditions?Through literature, one can travel through time and learn about life on Earth from those who came before us. We can learn more about different cultures and develop a deeper appreciation for them. We learn through the ways history is documented, in the forms of manuscripts and in speech itself.
Written works stress cultural features through characters, specific events, place, and theme that are unique to the time period in which they were written. Literature also portrays the fundamental ideals that make up a society's struggles and difficulties.
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Beth sees the people in her life as either complete villains or total heroes. this way of thinking of the world in black-and-white terms is called?
Beth sees the people in her life as either complete villains or total heroes. this way of thinking of the world in black-and-white terms is called spitting
Splitting is a psychological mechanism that allows people to tolerate difficult and overwhelming emotions by viewing others as good or bad, idealized or devalued. This makes it easier for them to manage their emotions, which appear to be contradictory on the surface.Dissociative identity disorder (DID) is a mental disorder in which a person has two or more distinct personalities.\ Each personality's thoughts, actions, and behaviors may be completely different. Trauma is a common cause of this condition, especially in childhood.
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What power does the FCC have?
The FCC has limited legal authority to act on complaints relating to the content of television or radio programming.
Before robert buys a new car, which questions should he ask himself? check all that apply.
Answer:
what is Robert's budget ?what is his lifestyle?which are the latest models of cars which fits in his budget ?does he really needs a car ?can he afford the monthly expenditure ?can he take a car loan?how will the loan affect his credit score?has he done his research correctly ?Explanation:
lifestyle means how he needs his car.how big or small the car must be according to his family size .
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What is my budget?What are my needs in a car?What features are important to me?What type of car best fits my lifestyle?Am I comfortable with the price?What are my financing options?What type of fuel efficiency do I need?What type of warranty is available?What is the value of my current car?Explanation:
Fuel Efficiency: It is a measure of how much fuel an engine consumes to move a given distance. It is typically expressed in miles per gallon (MPG), liters per 100 kilometers (L/100 km), or kilometers per liter (km/L). It is a measure of how efficiently a vehicle converts the energy stored in fuel into usable energy to move the vehicle.
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If proper clearance can be determined, vehicles can be driven between the wing tips of two aircraft.
a. True
b. False
If proper clearance can be determined, vehicles can be driven between the wing tips of two aircraft. This is a false statement.
Escort units plan, organize and execute the deployment of their organic/associated forces. The primary goal should be to minimize the amount of time a cell phone is without service. The issued temporary driver's license allows the driver to drive a motor vehicle for 60 days until the actual driver's license is issued. The authorities grant temporary permits to road users, which are always in paper form, until the original permit is received.
In summary, the issued temporary license allows the driver to operate a motor vehicle for 60 days until the actual driver's license is issued. A brace is a piece of wood, plank or similar material used to protect the floor of an aircraft cargo hold or the surface of a 63 liter pallet. It reduces the approach angle of aircraft ramps, protects airport parking ramps, distributes weight over a larger surface or keeps 63 liter pallets off the ground.
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Dividends payable is a __________ account with a normal ___________ balance and is recorded on the __________ date
Dividends payable is a liability account with a normal credit balance and is recorded on the declaration date.
When a dividend is formally declared to shareholders, the company's retained earnings balance is debited for the dividend amount, while the dividends payable account is credited for the same amount. A current liability account which reports the quantities of cash dividends declared but not yet distributed to stockholders by the board of directors. The declaration of a dividend, in fact, creates a temporary liability again for company. When a dividend is proclaimed, the total value is subtracted from the company's retained earnings and converted to the dividends payable temporary liability sub-account.
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A dog retrieves the newspaper every day because in the past it received a food reward for this behavior. The dog’s behavior is an example of which of the following?
answer choices
an operant response
a discriminative stimulus
an unconditioned response
an unconditioned stimulus
a classically conditioned response
A dog retrieves the newspaper every day because in the past it received a food reward for this behavior. The dog’s behavior is an example of an : A. operant response.
What is an operant response?An operant response can be defined as a form of reinforcer that enables a person to act in a way we want them to act or behave due to the reward they will get from it.
Operant response can help to eliminate unwanted behavior and encourage positive or wanted behavior.
Therefore the correct option is A.
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Integrate qualitative scientific and technical information to support the claim that digitized signals (sent as wave pulses) are a more reliable way to encode and transmit information.
A more trustworthy method of encoding and transmitting information is using digital signals (delivered as wave pulses).
What is digital signals?A digital signal is a signal that encodes data as a series of discrete values; at any given moment, it can only assume one of a limited set of values. In contrast, an analog signal represents continuous values and, at any given moment, a real number within a continuous range of values.In discrete bands of analog values, simple digital signals encode information. The information state is the same for all levels within a band of values. It is known as a binary signal or logic signal in most digital circuits when the signal has two possible valid values. Two voltage bands serve as their symbols:One is close to a reference value (often referred to as ground or zero volts), and the other is close to the supply voltage. One binary digit is represented by a binary signal at any one time since these are equivalent to the Boolean values "zero" and "one" (or "true" and "false") (bit). Small variations in the analog signal levels are overlooked by the signal state detection circuitry as a result of this discretization since they do not exit the discrete envelope. Digital signals are therefore immune to noise; electrical noise, as long as it is not too intense, won't influence digital circuits, but noise always affects analog signals' operation to some extent.To Learn more About digital signals refer To:
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How does a society settle conflict
Answer:
Negotiation, mediation and arbitration, often called ADR or alternative dispute resolution, are the most well known.
Explanation:
when making application of a biblical text, the question of discernment asks group of answer choices how can i distinguish truth from error? who should i be? what causes should i pursue? what should i do?
The question of discernment asks is What should I do?
What is the original biblical text?One of the first complete Bible manuscripts is the Codex Vaticanus, sometimes known as the "Book from the Vatican." It contains both the Greek Christian Scriptures, the New Testament, and the Greek translation of the Hebrew Scriptures (the Septuagint or LXX).scripture, often known as sacred scripture, refers to the holy writings or cherished scriptures of all major world faiths. The majority of the world's literature is derived from the Bible. They differ significantly in form, volume, age, and degree of holiness, but they all share one thing in common: the faithful hold their words to be sacred.Never use a page number when mentioning a portion of scripture; instead, use the short title of the book, the chapter, and the verse.Learn more about biblical text refer to :
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1. Who do you think makes a better lawmaker: a "professional politician" or a "citizen legislator"?
2. Why did congress become dominated by career legislators after the civil war
A lot of people have criticised professional politicians. They've been charged as being crooked .
What was "professional politician" or a "citizen legislator"?Beholden to special interest organisations, and more focused on winning re-election than serving the needs of the general public.
There are now calls for term limits, which would set a time restriction on how long legislators can in office, as a result of the public's mistrust of career politicians.
There are various types of term limits. A lawmaker might only be able to serve a particular number of terms for the rest of their lives, or they might be able to run again after stepping down from office.
It may be necessary for those in office right now to take into account the terms they have already completed, or the term counting may begin with the next election.
Nonetheless, opponents of these limitations claim that term limits restrict voters from choosing anybody they want, which goes against democracy's core principles.
The Council of 500 had a lifetime limit of two years in ancient Athens, the birthplace of democracy. The Athenians thought that this term limit encouraged extensive civic engagement and discouraged autocracy.
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